Strategies for Playing Blackjack If
you follow the following rules in making decisions, you
will be able to improve your play and have a better chance
at winning. The following rules are not based on a random
method but on a mathematical analysis of each possible
scenario of the game of Blackjack. With the following rules
you will be guided to better make decisions given the information
that you have – your cards and the dealer’s
upcard. Since when playing online, it is generally not
possible to count cards, these rules will give you your
best options. If you use the following strategy wisely
you will be able in practice to reduce the edge of the
casino which stands at 5%, to about 1%.
The following rules may be used as a guide in every possible
situation:
- If you are holding 17 and the dealer’s upcard
is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, stand.
- 8, stand.
- 9, stand.
- 10, stand.
- Ace, surrender if an option, or if not, stand.
- If you are holding 16 and the dealer’s upcard
is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, surrender if an option, or if not, stand.
- Ace, surrender if an option, or if not, stand.
- If you are holding 15 and the dealer’s upcard
is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, surrender if an option, or if not, stand.
- Ace, surrender if an option, or if not, stand.
- If you are holding 14 and the dealer’s upcard
is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, surrender if an option, or if not, stand.
- If you are holding 13 and the dealer’s upcard
is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
* If you are holding 12 and the dealer’s upcard
is a 2, then you should hit.
- If it is a 3, hit.
- A 4, hit.
- 5, stand.
- 6, stand.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 11 and the dealer’s upcard
is a 2, then you should double down if allowed, if not
hit.
- If it is a 3, double down if allowed, if not hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, double down if allowed, if not hit.
- 8, double down if allowed, if not hit.
- 9, double down if allowed, if not hit.
- 10, hit.
- Ace, hit.
- If you are holding 10 and the dealer’s upcard
is a 2, then you should double down if allowed, if not
hit.
- If it is a 3, double down if allowed, if not hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, double down if allowed, if not hit.
- 8, double down if allowed, if not hit.
- 9, double down if allowed, if not hit.
- 10, hit.
- Ace, hit.
- If you are holding a 9 and the dealer’s upcard
is a 2, then you should hit.
- If it is a 3, double down if allowed, if not hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
If you are holding 8 or less and the dealer’s upcard
is a 2, then you should hit.
- If it is a 3, hit.
- A 4, hit.
- 5, hit.
- 6, hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 19 and the dealer’s
upcard is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, stand.
- 8, stand.
- 9, stand.
- 10, stand.
- Ace, stand.
- If you are holding soft 18 and the dealer’s
upcard is a 2, then you should stand.
- If it is a 3, double down if an option, if not surrender
if you can.
- A 4, double down if an option, if not surrender
if you can.
- 5, double down if an option, if not surrender if
you can.
- 6, double down if an option, if not surrender if
you can.
- 7, stand.
- 8, stand.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 17 and the dealer’s
upcard is a 2, then you should hit.
- If it is a 3, double down if allowed, if not hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 16 and the dealer’s
upcard is a 2, then you should hit.
- If it is a 3, hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 15 and the dealer’s
upcard is a 2, then you should hit.
- If it is a 3, hit.
- A 4, double down if allowed, if not hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 14 and the dealer’s
upcard is a 2, then you should hit.
- If it is a 3, hit.
- A 4, hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding soft 13 and the dealer’s
upcard is a 2, then you should hit.
- If it is a 3, hit.
- A 4, hit.
- 5, double down if allowed, if not hit.
- 6, double down if allowed, if not hit.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 2,2 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 3,3 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 4,4 pair and the dealer’s
upcard is a 2, then you should take a card (hit).
- If it is a 3, hit.
- A 4, hit.
- 5, split.
- 6, split.
- 7, hit.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 5,5 pair and the dealer’s
upcard is a 2, then you should double down.
- If it is a 3, double down.
- A 4, double down.
- 5, double down.
- 6, double down.
- 7, double down.
- 8, double down.
- 9, double down.
- 10, hit.
- Ace, hit.
- If you are holding 6,6 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, take a card (hit).
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 7,7 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, split.
- 8, hit.
- 9, hit.
- 10, hit.
- Ace, hit.
- If you are holding 8,8 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, split.
- 8, split.
- 9, split.
- 10, stand.
- Ace, stand.
- If you are holding 9,9 pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, split.
- 8, split.
- 9, split.
- 10, stand.
- Ace, stand.
- If you are holding 10,10 pair and the dealer’s
upcard is a 2, then you should stand.
- If it is a 3, stand.
- A 4, stand.
- 5, stand.
- 6, stand.
- 7, stand.
- 8, stand.
- 9, stand.
- 10, stand.
- Ace, stand.
- If you are holding A,A pair and the dealer’s
upcard is a 2, then you should split.
- If it is a 3, split.
- A 4, split.
- 5, split.
- 6, split.
- 7, split.
- 8, split.
- 9, split.
- 10, split.
- Ace, split.
Using a computer simulation indicates that the insurance
option is not beneficial. We therefore suggest that the
insurance option not be used.
It is important to note from the instructions that are
given above that the most beneficial increase in your chance
to win comes in connection with your making a decision
whether to take a card (hit) or not take a card (stand).
For this reason we advise that you memorize these cases.
After that you can turn your attention to the option to
double or to split your cards.
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